Visiting Fincier, browsing through our pages, and reading our contents are subject to terms and conditions set forth below. As a website visitor and user, you accept and agree to the stipulations contained herein. Thus, these terms and conditions represent a binding contract between you, our audience, and Fincier, including the parent company—Esploro Company.

Fincier and Esploro Company reserve the right to modify the terms and conditions at any time. However, website visitors are provided with on-page prompts in case of any modifications.

General Website Use Policy

Complying to our terms and conditions grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use Fincier.

However, you cannot use this website in any manner that is illegal or in connection with any activity undertaken to cause harm to individuals or organizations. You are also prohibited to conduct automated data collection activities including but not limited to scrapping, data mining, data extraction, and data harvesting. You must not use the website in any way that causes damage or impairment to its availability or accessibility.

Copyright Notice

Contents published on Fincier are either the property of Esploro Company or of those who have allowed us to publish their works. You are free to consume and even share these contents, nonetheless.

Note that consumption entails reading articles or multimedia contents. In addition, consumption also involves referencing and attributing portion of our contents in another publication or medium. Sharing of contents through social media also constitutes consumption. We do not restrict anyone from sharing, citing, or copying portions of our contents, granted that proper attribution is provided.

We strictly prohibit plagiarism.

Our editorial team defines plagiarism as the practice of using the work of someone and passing it off as an original work. For the sake of specificity, however, the following practices are also considered plagiarism: (1) Using or lifting words, statements, or passages from other materials without proper attribution or citation and referencing; (2) Cosmetic paraphrasing is also considered a form of plagiarism despite having proper attribution or citation and referencing. It occurs when an individual merely copies words, statements, or passages, while employing minimal changes in diction or choice of words, sentence structure, and/or paragraph structure; (3) Lazy writing is also considered as plagiarism despite having proper attribution or citation and referencing. It occurs when an individual merely uses too much directly quoted materials or block quotes to substantiate his/her work.

Advertisements and Promotions

To ensure that our contents and overall service are always free, Fincier runs advertisements and promotions from third parties. Note that your transactions with featured advertisers are solely between you and them. We are not responsible or liable for any loss or damage incurred from such transactions. In addition, please read our privacy statement to understand more how advertising and promotion works.

No Warranties and Liabilities

All information disseminated through Fincier are provided without warranties or liabilities of any kind. While we publish contents that contain objective facts and subjective statements or advice, you are strongly advised to use all of these information at your own risk—especially if you are using these information for personal and professional decision-making.